:root{color-scheme:light;--navy:#1B3062;--blue:#1557D0;--blue-h:#1246B2;--blue-light:#E5EFFF;--blue-faint:#EEF4FC;--slate:#7E93AD;--slate-d:#536070;--text:#1A2332;--text-mid:#536070;--text-muted:#6E8099;--surface:#FFFFFF;--surface-alt:#F5F8FB;--hero-bg:#EEF3FC;--border:#DFE7F2;--border-lt:#ECF2F8;--shadow-sm:0 1px 4px rgba(27,48,98,0.07);--shadow-md:0 4px 18px rgba(27,48,98,0.10);--shadow-lg:0 10px 40px rgba(27,48,98,0.13);--shadow-form:0 16px 56px rgba(27,48,98,0.15);--green:#22a86f;--green-lt:#ecfdf5;--red:#E0432B;--red-lt:#fff1ee;--purple:#8B5CF6;--purple-lt:#f5f0ff;--font-display:'Sora', sans-serif;--font-body:'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;--s1:0.25rem;--s2:0.5rem;--s3:0.75rem;--s4:1rem;--s5:1.25rem;--s6:1.5rem;--s8:2rem;--s10:2.5rem;--s12:3rem;--s14:3.5rem;--s16:4rem;--s20:5rem;--s24:6rem;--max-w:1200px;--pad-x:1.5rem;--radius:8px;--radius-lg:14px;--radius-xl:20px;--ease:cubic-bezier(0.4, 0, 0.2, 1);--dur:0.2s}*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font-body);font-size:1rem;line-height:1.65;color:var(--text);background:var(--surface);color-scheme:light;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}img,svg{display:block;max-width:100%}a{color:var(--blue);text-decoration:none}a:hover{color:var(--blue-h)}ul,ol{margin:0;padding:0;list-style:none}h1,h2,h3,h4,h5,h6{margin:0;font-family:var(--font-display);color:var(--navy);line-height:1.2}p{margin:0}button,input,select,textarea{font-family:inherit;font-size:inherit}:focus-visible{outline:2px solid var(--blue);outline-offset:3px;border-radius:var(--radius)}.screen-reader-text{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.screen-reader-text:focus{width:auto;height:auto;overflow:visible;clip:auto;position:fixed;top:var(--s4);left:var(--s4);z-index:9999;background:var(--blue);color:#fff;padding:var(--s3)var(--s5);border-radius:var(--radius);font-weight:600}.text-balance{text-wrap:balance}@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}.container{max-width:var(--max-w);margin-inline:auto;padding-inline:var(--pad-x)}.section-header{text-align:center;max-width:600px;margin-inline:auto;margin-bottom:var(--s12)}.section-header h2{font-size:clamp(1.5rem,2.5vw,2rem);font-weight:700;margin-bottom:var(--s3)}.section-header p{font-size:1.0625rem;color:var(--text-mid)}.btn{display:inline-flex;align-items:center;gap:var(--s2);padding:var(--s3)var(--s5);font-family:var(--font-body);font-size:.875rem;font-weight:700;letter-spacing:.02em;border-radius:var(--radius);border:none;cursor:pointer;text-decoration:none;transition:background var(--dur)var(--ease),transform var(--dur)var(--ease),box-shadow var(--dur)var(--ease);white-space:nowrap}.btn--cta{background:var(--blue);color:#fff;box-shadow:0 2px 8px rgba(29,86,203,.28)}.btn--cta:hover{background:var(--blue-h);color:#fff;transform:translateY(-1px);box-shadow:0 5px 18px rgba(29,86,203,.34)}.btn--cta-light{background:#fff;color:var(--navy);box-shadow:0 2px 8px rgba(0,0,0,.1)}.btn--cta-light:hover{background:var(--blue-faint);color:var(--blue);transform:translateY(-1px)}.btn svg{flex-shrink:0;width:16px;height:16px}.site-header{position:sticky;top:0;z-index:200;background:var(--surface);border-bottom:1px solid var(--border-lt);box-shadow:var(--shadow-sm);transition:box-shadow var(--dur)var(--ease)}.site-header.is-scrolled{box-shadow:var(--shadow-md)}.site-header__inner{display:flex;align-items:center;gap:var(--s6);height:68px}.site-header__logo{flex-shrink:0}.logo-link{display:flex;align-items:center}.logo-svg{height:46px;width:auto}.logo-img{height:52px;width:auto;display:block;max-width:100%}.site-nav{flex:1}.site-nav__list{display:flex;align-items:center;gap:var(--s1);justify-content:center}.site-nav__list>li{position:relative}.site-nav__list>li>a{display:block;padding:var(--s2)var(--s3);font-size:.9rem;font-weight:500;color:var(--text-mid);border-radius:var(--radius);transition:color var(--dur)var(--ease),background var(--dur)var(--ease);white-space:nowrap}.site-nav__list>li>a:hover,.site-nav__list>li.current-menu-item>a,.site-nav__list>li.current-page-ancestor>a{color:var(--navy);background:var(--blue-faint)}.site-nav__list .menu-item-has-children>a::after{content:'';display:inline-block;width:0;height:0;margin-left:5px;border-left:4px solid transparent;border-right:4px solid transparent;border-top:4px solid;opacity:.5;vertical-align:middle}.sub-menu{position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%)translateY(-6px);min-width:210px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:var(--s2);opacity:0;visibility:hidden;transition:opacity var(--dur)var(--ease),visibility var(--dur)var(--ease),transform var(--dur)var(--ease)}.site-nav__list>li:hover .sub-menu,.site-nav__list>li:focus-within .sub-menu{opacity:1;visibility:visible;transform:translateX(-50%)translateY(0)}.sub-menu li a{display:block;padding:var(--s2)var(--s4);font-size:.875rem;color:var(--text-mid);border-radius:var(--radius);transition:background var(--dur)var(--ease),color var(--dur)var(--ease)}.sub-menu li a:hover{background:var(--blue-faint);color:var(--blue)}.site-header__cta{flex-shrink:0;margin-left:auto}.hamburger{display:none;flex-direction:column;gap:5px;background:0 0;border:none;cursor:pointer;padding:var(--s2);margin-left:auto;border-radius:var(--radius)}.hamburger span{display:block;width:24px;height:2px;background:var(--navy);border-radius:2px;transition:transform var(--dur)var(--ease),opacity var(--dur)var(--ease)}.hamburger.is-open span:nth-child(1){transform:translateY(7px)rotate(45deg)}.hamburger.is-open span:nth-child(2){opacity:0;transform:scaleX(0)}.hamburger.is-open span:nth-child(3){transform:translateY(-7px)rotate(-45deg)}.hero{background:var(--hero-bg);padding:var(--s20)0 var(--s24);position:relative;overflow:hidden}.hero__inner{display:grid;grid-template-columns:1fr 430px;gap:var(--s14);align-items:center;position:relative}.hero__headline{font-size:clamp(2.25rem,4.5vw,3.25rem);font-weight:800;color:var(--navy);text-wrap:balance;line-height:1.13;margin-bottom:var(--s6)}.hero__desc{font-size:1.0625rem;color:var(--text-mid);max-width:480px;line-height:1.72;margin-bottom:var(--s10)}.trust-badges{display:flex;flex-wrap:wrap;gap:var(--s5)}.trust-badge{display:flex;align-items:center;gap:var(--s3)}.trust-badge__icon{width:44px;height:44px;border-radius:50%;background:var(--blue);display:flex;align-items:center;justify-content:center;flex-shrink:0}.trust-badge__icon svg{width:22px;height:22px;color:#fff;stroke:#fff}.trust-badge__text{display:flex;flex-direction:column;gap:1px}.trust-badge__text strong{font-size:.9rem;font-weight:700;color:var(--navy)}.trust-badge__text span{font-size:.8rem;color:var(--text-muted)}.crash-form{background:var(--surface);border-radius:var(--radius-xl);box-shadow:var(--shadow-form);overflow:hidden}.crash-form__header{padding:var(--s6)var(--s6)0;border-bottom:1px solid var(--border-lt);padding-bottom:var(--s5);margin-bottom:0}.crash-form__title{font-size:1.25rem;font-weight:700;color:var(--navy);margin-bottom:var(--s1)}.crash-form__sub{font-size:.875rem;color:var(--text-muted);margin:0}.crash-form__body{padding:var(--s5)var(--s6)var(--s6);display:flex;flex-direction:column;gap:var(--s5)}.crash-form__label{display:block;font-size:.875rem;font-weight:600;color:var(--text);margin-bottom:var(--s2)}.crash-form__row{display:grid;grid-template-columns:1fr 1fr;gap:var(--s3)}.select-wrap{position:relative}.crash-form__select,.state-form__select{width:100%;appearance:none;-webkit-appearance:none;background:var(--surface);border:1.5px solid var(--border);border-radius:var(--radius);padding:var(--s3)var(--s8)var(--s3)var(--s4);font-size:.875rem;color:var(--text);cursor:pointer;transition:border-color var(--dur)var(--ease),box-shadow var(--dur)var(--ease)}.crash-form__select:focus,.state-form__select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(29,86,203,.15)}.crash-form__select option{color:var(--text);background:var(--surface)}.chevron-icon{position:absolute;right:var(--s3);top:50%;transform:translateY(-50%);width:18px;height:18px;color:var(--text-muted);pointer-events:none;flex-shrink:0}.crash-form__radios{display:flex;gap:var(--s6)}.radio-label{display:flex;align-items:center;gap:var(--s2);cursor:pointer;font-size:.9rem;color:var(--text-mid);user-select:none}.radio-label input[type=radio]{position:absolute;opacity:0;width:0;height:0}.radio-dot{width:18px;height:18px;border-radius:50%;border:2px solid var(--border);flex-shrink:0;position:relative;transition:border-color var(--dur)var(--ease)}.radio-dot::after{content:'';position:absolute;inset:3px;border-radius:50%;background:var(--blue);opacity:0;transform:scale(.6);transition:opacity var(--dur)var(--ease),transform var(--dur)var(--ease)}.radio-label input:checked+.radio-dot{border-color:var(--blue)}.radio-label input:checked+.radio-dot::after{opacity:1;transform:scale(1)}.crash-form__input{width:100%;background:var(--surface);border:1.5px solid var(--border);border-radius:var(--radius);padding:var(--s3)var(--s4);font-size:.875rem;color:var(--text);transition:border-color var(--dur)var(--ease),box-shadow var(--dur)var(--ease)}.crash-form__input::placeholder{color:var(--text-muted)}.crash-form__input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(29,86,203,.15)}.crash-form__btn{width:100%;background:var(--blue);color:#fff;border:none;border-radius:var(--radius);padding:var(--s4);font-size:.9375rem;font-weight:700;letter-spacing:.04em;cursor:pointer;display:flex;align-items:center;justify-content:center;gap:var(--s2);box-shadow:0 2px 8px rgba(29,86,203,.28);transition:background var(--dur)var(--ease),transform var(--dur)var(--ease),box-shadow var(--dur)var(--ease)}.crash-form__btn svg{width:18px;height:18px}.crash-form__btn:hover:not(:disabled){background:var(--blue-h);transform:translateY(-1px);box-shadow:0 5px 18px rgba(29,86,203,.34)}.crash-form__btn:disabled{background:#b0bbd6;box-shadow:none;cursor:not-allowed;transform:none;opacity:.75}.crash-form__secure{display:flex;align-items:center;justify-content:center;gap:var(--s2);font-size:.8125rem;color:var(--text-muted);margin:0}.crash-form__secure svg{width:14px;height:14px}.js-report-field.is-hidden{display:none}.crash-form--sidebar 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svg{width:40px;height:40px}.feature-card__body{flex:1;display:flex;flex-direction:column;gap:3px}.feature-card__title{font-size:.9375rem;font-weight:700;color:var(--navy);font-family:var(--font-display)}.feature-card__desc{font-size:.8rem;color:var(--text-muted);line-height:1.5}.feature-card__arrow{flex-shrink:0;color:var(--slate);transition:transform var(--dur)var(--ease),color var(--dur)var(--ease)}.feature-card__arrow svg{width:20px;height:20px}.feature-card:hover .feature-card__arrow{transform:translateX(3px);color:var(--blue)}.resources-section{padding:var(--s20)0;background:var(--surface-alt)}.resources-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--s6)}.resource-card{background:var(--surface);border-radius:var(--radius-lg);padding:var(--s6);border:1.5px solid var(--border-lt);box-shadow:var(--shadow-sm);transition:box-shadow var(--dur)var(--ease),transform var(--dur)var(--ease)}.resource-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.resource-card__icon{width:56px;height:56px;border-radius:50%;border:2px solid;display:flex;align-items:center;justify-content:center;margin-bottom:var(--s5)}.resource-card__icon svg{width:26px;height:26px}.resource-card--medical{--card-color:var(--blue)}.resource-card--insurance{--card-color:var(--green)}.resource-card--legal{--card-color:var(--purple)}.resource-card--medical .resource-card__icon{color:var(--blue)}.resource-card--insurance .resource-card__icon{color:var(--green)}.resource-card--legal .resource-card__icon{color:var(--purple)}.resource-card__title{font-size:1.0625rem;font-weight:700;color:var(--navy);margin-bottom:var(--s2)}.resource-card__desc{font-size:.9rem;color:var(--text-muted);margin-bottom:var(--s5);line-height:1.65}.resource-card__link{font-size:.9rem;font-weight:600;display:inline-flex;align-items:center;gap:var(--s2);transition:gap var(--dur)var(--ease)}.resource-card__link svg{width:14px;height:14px;flex-shrink:0}.resource-card__link:hover{gap:var(--s3)}.resource-card--medical .resource-card__link{color:var(--blue)}.resource-card--insurance .resource-card__link{color:var(--green)}.resource-card--legal .resource-card__link{color:var(--purple)}.state-bar{background:var(--surface);border-top:1.5px solid var(--border-lt);padding:var(--s14)0}.state-bar__inner{display:flex;align-items:center;gap:var(--s12)}.state-bar__content{flex:1}.state-bar__content h2{font-size:1.375rem;font-weight:700;margin-bottom:var(--s2)}.state-bar__content p{font-size:.9375rem;color:var(--text-mid);margin-bottom:var(--s6)}.state-form{display:flex;gap:var(--s3);align-items:center;flex-wrap:wrap}.state-form__select-wrap{position:relative;flex:0 0 240px}.state-form__select{font-size:.9rem}.state-form__btn{font-size:.875rem;letter-spacing:.04em;padding:var(--s3)var(--s6)}.cta-banner{background:var(--navy);padding:var(--s14)0}.cta-banner__inner{display:flex;align-items:center;justify-content:space-between;gap:var(--s8);flex-wrap:wrap}.cta-banner__copy h2{font-size:clamp(1.25rem,2.5vw,1.75rem);color:#fff;margin-bottom:var(--s2)}.cta-banner__copy p{font-size:1rem;color:rgba(255,255,255,.7)}.site-footer{background:#0c1d40;color:rgba(255,255,255,.75);padding:var(--s20)0 0}.site-footer__grid{display:grid;grid-template-columns:280px repeat(3,1fr);gap:var(--s8);padding-bottom:var(--s16);border-bottom:1px solid rgba(255,255,255,.1)}.footer-brand__logo{margin-bottom:var(--s5)}.footer-logo-svg{height:44px;width:auto}.footer-brand__logo-text{display:inline-block}.footer-brand__desc{font-size:.875rem;line-height:1.72;color:rgba(255,255,255,.55);max-width:230px;margin-bottom:var(--s5)}.footer-brand__badges{display:flex;flex-direction:column;gap:var(--s2)}.footer-badge{display:inline-flex;align-items:center;gap:var(--s2);font-size:.8125rem;color:rgba(255,255,255,.5)}.footer-badge svg{width:14px;height:14px;stroke:rgba(255,255,255,.4)}.footer-col__title{font-family:var(--font-display);font-size:.8125rem;font-weight:700;color:#fff;letter-spacing:.08em;text-transform:uppercase;margin-bottom:var(--s5)}.footer-col__links{display:flex;flex-direction:column;gap:var(--s3)}.footer-col__links li a{font-size:.9rem;color:rgba(255,255,255,.6);transition:color var(--dur)var(--ease)}.footer-col__links li a:hover{color:#fff}.site-footer__bottom{padding:var(--s5)0;display:flex;align-items:center;justify-content:space-between;gap:var(--s4);flex-wrap:wrap}.footer-copy{font-size:.8125rem;color:rgba(255,255,255,.4);margin:0}.footer-legal-links{display:flex;gap:var(--s5)}.footer-legal-links li a{font-size:.8125rem;color:rgba(255,255,255,.4);transition:color var(--dur)var(--ease)}.footer-legal-links li a:hover{color:rgba(255,255,255,.75)}.page-banner{background:var(--hero-bg);padding:var(--s14)0 var(--s12);border-bottom:1.5px solid var(--border-lt)}.page-banner--slim{padding:var(--s10)0 var(--s8)}.page-banner__title{font-size:clamp(1.75rem,3vw,2.5rem);font-weight:800;color:var(--navy);text-wrap:balance;margin-bottom:var(--s3)}.page-banner__subtitle{font-size:1.0625rem;color:var(--text-mid);max-width:600px;margin:0}.page-banner__meta{font-size:.875rem;color:var(--text-muted);margin:0}.page-banner__breadcrumb{font-size:.8125rem;color:var(--text-muted);margin-bottom:var(--s4)}.page-banner__breadcrumb a{color:var(--text-muted)}.page-banner__breadcrumb a:hover{color:var(--blue)}.page-layout{padding:var(--s12)0 var(--s20)}.page-content{max-width:760px}.entry-content{font-size:1rem;line-height:1.78;color:var(--text-mid)}.entry-content h2,.entry-content h3,.entry-content h4{color:var(--navy);margin-top:var(--s10);margin-bottom:var(--s4)}.entry-content h2{font-size:1.5rem;font-weight:700}.entry-content h3{font-size:1.25rem;font-weight:700}.entry-content p{margin-bottom:var(--s5)}.entry-content ul,.entry-content ol{padding-left:var(--s6);margin-bottom:var(--s5);list-style:disc}.entry-content ol{list-style:decimal}.entry-content li{margin-bottom:var(--s2)}.entry-content a{color:var(--blue);text-decoration:underline}.entry-content a:hover{color:var(--blue-h)}.entry-content blockquote{border-left:4px solid var(--blue-light);padding-left:var(--s6);margin-left:0;color:var(--text-mid);font-style:italic}.entry-content img{border-radius:var(--radius-lg);max-width:100%}.entry-content table{width:100%;border-collapse:collapse;font-size:.9rem;overflow-x:auto;display:block}.entry-content th,.entry-content td{text-align:left;padding:var(--s3)var(--s4);border-bottom:1px solid var(--border)}.entry-content th{font-weight:600;color:var(--navy);background:var(--blue-faint)}.blog-layout{display:grid;grid-template-columns:1fr 300px;gap:var(--s8);padding:var(--s12)0 var(--s20);align-items:start}.blog-posts{display:flex;flex-direction:column;gap:var(--s6)}.post-card{background:var(--surface);border:1.5px solid 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